> ## Documentation Index
> Fetch the complete documentation index at: https://sdk.transcrypts.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Retrieve a User Bank Income Insights Report

> Retrieves a bank income insights report for a specific user

## Overview

This endpoint retrieves a bank income insights report for a specific user as part of the Bank Integration verification method. The report provides analyzed financial data based on bank account information.

## Authentication

This endpoint requires API credentials:

* **ClientID** (Header)
* **AccessKey** (Header)

## Path Parameters

<ParamField path="user_id" type="string" required>
  The unique identifier for the user.
</ParamField>

<ParamField path="report_id" type="string" required>
  The unique identifier for the specific report.
</ParamField>

## Response

The endpoint returns report data in JSON format containing analyzed income insights from connected bank accounts.

### Error Responses

| Status Code | Description                                                |
| ----------- | ---------------------------------------------------------- |
| **401**     | Unauthorized - Authentication failed or invalid token      |
| **403**     | Forbidden - User is not authenticated or lacks permissions |
| **404**     | Not Found - The specified user or report does not exist    |